Reported Issues with Uninsured Private Caregivers in Canada

While private caregivers or family friends may seem like a budget-friendly option, national data tells a different story. Reported problems with unregulated or uninsured caregivers are not uncommon and can be costly— emotionally, financially, and legally.

Canadian Statistics Highlight the Risks

Workplace Injuries & Liability:

According to WorkSafeBC, over 70% of injury claims in private homes related to caregiving involve workers who were not formally employed through an agency.
If a caregiver is hurt on the job and not covered by WCB, the homeowner may be held financially responsible for medical bills and lost wages.

Elder Abuse Cases:

A report from the Canadian Network for the Prevention of Elder Abuse (CNPEA) notes that 1 in 5 seniors has experienced some form of abuse, often from someone in a trusted caregiving role.
Lack of screening and supervision increases the risk of neglect, financial abuse, or emotional mistreatment.

Inconsistent or Substandard Care:

A 2022 survey by CARP (Canadian Association of Retired Persons) found that 63% of respondents who hired independent caregivers reported concerns over punctuality, unreliability, or lack of training.
Only 18% of these caregivers had verifiable credentials or formal training in dementia or chronic condition management.

Legal and Tax Issues:

The Canada Revenue Agency requires that private home workers be reported as employees or contractors. Failure to do so can result in penalties or audits for families paying under the table.

A Safer Path: Why Professional Home Care Matters

With Just Like Family Home Care, every caregiver undergoes criminal background checks, reference verification, training, and WCB registration. You get:

Consistent, professional, compassionate care
Full insurance coverage
Backups and emergency support
Legal peace of mind
Staff completing ongoing professional development and certification process.

Protect your loved one—and yourself. Choose the secure, reliable path with insured, WCB-covered senior care in Chilliwack and Abbotsford.